• October « 2012 «


  • Business Start-up Finance: Estimating Your Start Up Costs

  • In addition to providing enough money to pay your family living expenses for three-six months, you will need money to pay for a variety of one-time expenditures necessary to set up your business. Let’s take a look at typical expense categories required in setting up a new business. Office Space As locating one’s business at home becomes more acceptable, larger numbers of new businesses are able to save...
  • Guide to Arizona auto insurance

  • On average, Americans spend approximately $900 per year in insurance premiums. One of the most expensive states in the country, Arizona currently ranks 14th in insurance premium costs, with the average annual expenditure around $930. It seems rather steep, but compared with the top three: New Jersey, Washington D.C, and New York, which all boast annual premiums well over $1000, Arizona amounts to a small bargain....
  • Windshield Repair versus Replacement

  • Ah, the bane of most vehicle owners existence is the windshield – it seems like no matter how hard you try, you will inevitably get a chip or crack in a nice fresh windshield. Everyone has heard of repairing windshields, but when is that a viable option and when is it necessary to replace the windshield instead of simply having it repaired? Windshield repair is done by thoroughly cleaning the damaged area...
  • Auto glass: How to replace auto glass

  • Cracked windscreens are common and most drivers feel the need to replace it before the problem worsens. Is auto glass replacement the kind of job a regular handyman could tackle successfully? Before you attempt to do it yourself, consider what might be involved. When you have a cracked or smashed car window, whether it be the result of accident or vandalism, you are looking at a task that is not for the inexperienced....
  • Cigar smokers see the best life insurance rates drift away

  • Cigar smoking is an expensive habit, and we don’t mean the cost of premium cigars. Based on medical evidence, life insurers judge cigar smoking to be a habit that lowers life expectancy. So, if you often smoke cigars, cigarettes or a pipe, or chew tobacco — even if you’re otherwise healthy — you’re going to be placed in a smoker risk category and pay higher life insurance rates. [Let Insure.com...
  • Common questions about life insurance

  • You’ll likely have a lot of questions as you shop for life insurance quotes — not only about what you’re buying, but also about what can happen after your purchase. Here are common questions about life insurance. Can I have more than one life insurance policy? Yes, you can have multiple policies from the same or different life insurance companies. For example, you could have a permanent life insurance...
  • How life insurance rates are determined

  • When you’re getting life insurance quotes, your premiums will be set in part by your “risk class,” which is defined by an insurer’s “underwriting guidelines.” (Your policy amount and length are the other pricing factors.) The better your risk class, the lower your premiums will be. Your ability to find affordable life insurance will be based on your life expectancy and risk factors. Underwriters...
  • Good fat: How being overweight can work to your advantage

  • If obesity is so bad, why do fat heart patients survive longer than their normal-weight counterparts? [Let Insure.com help you find affordable life insurance now.] Although obesity has been linked to a variety of health problems, such as hypertension, diabetes mellitus, renal disease, stroke and heart disease, a growing body of research is finding that obese people with those diseases actually live longer than...
  • How to use your insurance to help your adult children

  • If you are trying to help your adult children find their financial footing during the current recession, you’re not alone. A study recently presented at a meeting of the Population Association of America found that most young adults today are getting a monetary boost from Mom and Dad. According to the study, 62 percent of young adults receive help, and it’s not just pocket change. The average amount...
  • 10 ways to save money on life insurance

  • Just as there are different life insurance plans to meet your needs, there are different ways to save money on life insurance. Most importantly, comparison shop for life insurance quotes. There are hundreds of insurance companies offering a wide variety of plans and prices. Comparison shopping can save you big bucks. In addition, here are 10 more ways you can save money on your next life insurance purchase. 1....

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